Solution

Insurance solutions that fit your business & your team

Sprout.ai delivers insurance intelligence and automation solutions. We have a global footprint and span all lines of business.

BY BUSINESS TYPE

For insurers, MGAs & service providers

Sprout.ai is ideally suited to insurance operations with high volume claims and underwriting needs, wanting to increase quality, customer excellence, and operational efficiency.

Insurers

Managing general agents

Service providers

BY line of business

For firms serving single or multiple segments

Our modular platform and modern infrastructure make it easy for insurers to develop solutions in one line of business and expand to others over time.

Health, Life & Disability

Motor & Auto

Home & Property

Commercial

Specialty

Want to see how?

by team

For departments, by area of responsibility

Operating only in insurance, we understand your challenges and how to solve them. 

Our insurance-trained AI delivers precise, positive outcomes for all departments, customers, and staff.

Claims

Process and settle claims faster with automated document handling, policy checking, fraud detection, and real-time decision support.

Sprout.ai cuts workloads, reduces errors, and improves customer satisfaction, while freeing handlers to focus on complex or sensitive claims.

Underwriting

Automate underwriting triage, so underwriters spend less time on admin and more time with their best customers.

Sprout.ai instantly extracts risk data, validates information, and accelerates complex decisions for faster, more accurate, and compliant outcomes.

Operations

Seamlessly automate operations to drive cost reduction and standardize processes, thereby reducing cycle times, improving resource allocation, and improving Combined Operating Ratio (COR).

Sprout.ai helps scale business capacity rapidly, without increasing headcount, and maintains high accuracy for regulatory reporting. Manage surge events with ease.

Tech & Innovation

Harness the power of AI and smart automation to bring transformative intelligence to claims and underwriting.

Sprout.ai is easily integrated, adds intelligence to legacy systems, delivers robust security, and creates competitive advantage. We enable rapid deployment today – and ensure continuous improvement over time.

Our Platform

Discover how we use AI

Trusted by world-leading insurers, service providers & MGAs

Latest news & insights

Our sector expertise

Insurers

Insurers, whether operating locally, regionally or globally, in one line of insurance business or many, use Sprout.ai to:

  • Cut average settlement times from weeks to seconds or minutes
  • Boost operational efficiency, minimize claim leakage, reduce loss ratio, and optimize Combined Operating Ratio (COR)
  • Make time for human adjudication in complex or sensitive cases
  • Automatically detect anomalies and reduce losses from fraudulent claims
  • Increase the efficiency, reliability and accuracy of underwriting decisions

MGAs (Managing General Agents)

MGAs and other intermediaries delivering underwriting and claims services use Sprout.ai to:

  • Automate processes in different regions and languages
  • Scale and support rapid volume growth without increasing headcount
  • Improve accuracy and accelerate complex case handling

Service providers

Third party administrators (TPAs) and other service providers, handling administrative tasks including claims processing and customer service, use Sprout.ai to:

  • Automate claims triage and settlement, giving teams more time for complex adjudications and customer service
  • Dramatically reduce manual entry and processing delays
  • Process growing volumes of claims annually, with measurable improvements in speed and accuracy
  • Prioritize cases effectively, ensuring resources can focus on complex claims, when required

Health, Life & Disability

Sprout.ai automates out-of-network health claims, transforming unstructured reports, invoices, handwritten notes, and patient records into structured data for instant validation and decisioning.

Claims handlers spend less time on manual review and can prioritize complex cases and customer interactions. This dramatically reduces processing times, improves accuracy, and enriches customer service.

Motor & Auto

Sprout.ai streamlines motor/auto claims by extracting and verifying all claim details, including accident reports and photos, within seconds. It flags fraudulent activity in real time, automates evidence checks, and ensures every claim is validated against policy terms, improving speed, fairness, and customer retention.

Home & Property

Sprout.ai automates triage, coverage checks, and fraud detection. We deliver faster, more accurate claim decisions using AI-driven reviews of loss documents. This cuts average settlement time and reduces loss costs, while providing auditable compliance and robust surge event handling.

Travel

Sprout.ai rapidly classifies travel incidents, such as cancellations, lost luggage, or emergencies. We can help you to conduct cause analysis, interpret policy terms for fast inclusion and exclusion, assess claims, and calculate settlements automatically. Claims are settled with high accuracy, often within seconds, minimizing manual intervention, improving operational efficiency, and ensuring quick, fair compensation for claimants.

Pet

Sprout.ai extracts, validates, and contextualizes all information from handwritten veterinary and dental documents, eliminating manual entry and errors. Automated checks flag overbilling, tampering, and inconsistent treatments to prevent fraud, while codified data streamlines handler review. This accelerates pet claim resolution and enhances the experience for pet owners and staff.

Commercial

Commercial insurers benefit from real-time, in-depth analysis of large, complex property and liability claims. Sprout.ai verifies policy cover, automates document extraction, and enhances transparency for regulatory reporting, enabling scalable efficiency and accuracy across commercial lines – even in unpredictable, high-volume, multi-region surge scenarios.

Specialty

Sprout.ai automates complex specialty claims, rapidly extracting and validating data from diverse documents and formats. Our AI models adapt to niche claim types instantly, which speeds onboarding and enables insurers to handle unique lines efficiently, without process bottlenecks, audit risk, or intensive manual reviews.